Terms And Conditions

Effective Date: Feb 2026

Welcome to BKaye. By accessing our website, submitting forms, scheduling appointments, or using our services, you agree to the following Terms of Service.

If you do not agree with these terms, please do not use our website or services.

1. Acceptance of Terms

By accessing this website or engaging with services provided by , you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

These terms apply to all website visitors, clients, prospective clients, and individuals requesting information, consultations, quotes, or training.

2. Eligibility (Age Requirement)

This website and our services are intended for individuals 18 years of age or older.

By using this website or submitting your information, you confirm that you are at least 18 years old.

3. Services

BKaye provides services including but not limited to:

• Real estate services (buying, selling, consultations)
• Insurance services (quotes, policy guidance, support)
• Real estate education and training programs
• General consultations and informational resources

All information provided on this website is for informational purposes only and should not be considered legal, financial, or tax advice.

4. Use of the Website

You agree to use this website for lawful purposes only. You agree not to:

• Attempt unauthorized access to systems or data
• Interfere with the website’s security or functionality
• Use the website for fraudulent or unlawful activity
• Copy, distribute, or reuse content without written permission

We reserve the right to restrict or terminate access if misuse is detected.

5. Intellectual Property

All website content, including text, graphics, branding, downloads, and training materials, is the intellectual property of unless otherwise stated.

Content may not be reproduced, distributed, modified, or republished without prior written consent.

6. Real Estate, Insurance & Training Disclaimer

Our services are based on professional expertise and the information available at the time of engagement.

We do not guarantee specific outcomes related to:

• Real estate transactions
• Insurance coverage or claims
• Career or training results

Clients are responsible for decisions made based on information or recommendations provided.

7. SMS Communications (A2P Compliance)

By providing your phone number through forms, appointment scheduling, or other contact methods, you consent to receive SMS communications from .

These communications may include:

• Appointment confirmations and reminders
• Follow-up communications
• Service updates and notifications
• Customer support messages
• Marketing or promotional messages (if opted in)

Message Frequency: varies based on your interaction.
Message & Data Rates: may apply depending on your carrier.

Opt-Out: Reply STOP to any message to unsubscribe.
Help: Reply HELP or contact us using the details below.

Mobile carriers are not responsible for delayed or undelivered messages.

SMS consent is not shared with third parties or affiliates for marketing purposes.

8. Limitation of Liability

To the fullest extent permitted by law, shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use of this website
• Reliance on information provided
• Participation in services or training programs

All services and materials are provided “as is” without warranties of any kind.

9. Third-Party Links

Our website may contain links to third-party websites.
We are not responsible for the content, policies, or practices of third-party websites.

10. User Submissions

When you submit information through forms, emails, or other communication channels, you grant permission to use that information to:

• Respond to inquiries
• Provide services
• Improve our offerings

All personal information is handled in accordance with our Privacy Policy.

11. Changes to These Terms

We reserve the right to update these Terms of Service at any time.
Updates will be posted on this page with a revised effective date.

Continued use of the website after updates constitutes acceptance of the revised terms.

12. Governing Law

These Terms of Service shall be governed by the laws of the jurisdiction in which operates.

13. Contact Information

If you have questions about these Terms of Service, please contact us:

1260 Sumner Ave
Springfield, Massachusetts
US

Phone: (413) 693-2460
Email: [email protected]
Website: https://www.bkaye.com